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Terms and Conditions
TERMS
& CONDITIONS for UK BMV DEALS
All
ONE WORLD PROPERTIES of 1 College Green, Tywyn, Gwynedd, LL36 0DE
(herein OWP) deals are supplied with either a RICS valuation or a
valuation guarantee unless otherwise stated and are sold on a
strictly 'first come, first served' basis. A deal is sold to you on
the basis that you will aim to complete the purchase within 4-6
weeks. In consideration of the BMW purchase price, this is our
promise to the vendor.
OWP charges a flat 2% finder’s fee,
(there is a minimum charge of £2000) as a finders fee (herein
referred to as "Finders Fee") for each deal sold. Of the
Finders Fee, £1000,(herein referred to as "Reservation Fee")
becomes immediately due after a buyer agrees to purchase one of OWP
Packaged Deals and has obtained verbal or written confirmation from a
mortgage broker of the buyer’s decision in principle given from the
lender. Should you agree to purchase one of our deals, we will RESERVE the property for you for 48 hours while you obtain a decision in principal. The balance of OWP Finders Fee is due at least 5 days prior
to completion taking place. A receipt for the reservation fee and the
assignment of the option agreement for the property will be sent to
your solicitor and will be sent to you within 48 hours.
Where a
guarantee is offered OWP will refund 50% of your valuation fee and
all of your Reservation Fee if the official valuation figure provided
by the mortgage lender is 5% or lower than OWP have stated the market
value to be. 50% of the valuation fee and the full Reservation Fee
will also be refunded should the sale fall through due to no fault of
the buyer.
To obtain your refund, OWP must receive written,
email of faxed confirmation of withdrawal from the purchase within 24
hours of receiving the valuation figure. However, should you still
proceed with the purchase after a lower valuation has been issued by
the lenders values, the Reservation Fee will become due again.
If
the buyer pulls out after agreeing to buy a OWP deal, the Full
Finders Fee will be due, as we often reimburse the seller for any
inconvenience caused by not being able to complete on their home sale
quickly, as agreed.
Viewings of the property can be arranged
through OWP. Costs quoted are for guidance only and may vary. OWP
does not accept responsibility for any expenses or losses incurred by
you.
The Market Value quoted is taken from our desk-top valuation or a RICS valuation
on the property, unless otherwise stated, and will be confirmed by
the lender's valuer. No information presented in these particulars
and/or displayed on OWP web sites constitutes or forms part of a
contract, with the exception of the stated terms and conditions. OWP
is not a licensed investment advisor. OWP is not authorised by the
Financial Services Authority to provide investment or financial
advice.
On agreeing to buy OWP Packaged Deals and signing
below, you are agreeing to cover the vendors solicitors costs, (as
stated on the deal reference), as well as agreeing to the above terms
and conditions.
Disclaimer: (Iain) JOHN CAMERON PATERSON
T/A/ONE WORLD PROPERTIES my affiliates, officers, employees, agents,
contractors, successors and assigns (herein "OWP") do not
accept any liability for any investment decisions made on the basis
of, arising out of, or in any way related to, the use of this
information. The information and services provided by OWP do not
constitute financial, investment or tax advice and should not be
taken as such. OWP urge you to obtain professional advice before
proceeding with any investment. Whilst OWP take reasonable care to
ensure that the information we provide is accurate and up to date, we
cannot warrant that it is. Some products and services may be
available at a lower or higher cost than quoted in this
communication. If you would like a detailed mortgage illustration,
please ask for a referral to one of our independent mortgage brokers.
OWP promote products and services specifically designed for use in
the United Kingdom only. OWP are unable to confirm the vendor's
personal or financial circumstances, or their ability to enter into a
property sale. It is the purchaser's responsibility to confirm that
the vendor is solvent. The purchaser enters any transaction at his
own risk of claims from insolvency practitioners. OWP would strongly
recommend that you take professional advice before proceeding with
any investment.
DISCLAIMER
One
World Properties limits
access to personal information to those employees of One
World Propertiesand
its affiliates who need it to fulfill their business
responsibilities. Employees must adhere toOne
World Propertiesprivacy
policies. Employees violating these policies may be subject to
disciplinary action, up to and including dismissal. Vendors and other
outside contractors we engage are subject to our contractual
requirements to ensure that sensitive personal information is
safeguarded.
WE
USE APPROPRIATE SECURITY SAFEGUARDS. At,One
World Propertiessecurity
is a priority. We employ appropriate measures to protect consumer
information against unauthorized access, disclosure, alteration or
destruction. These may include, among others, encryption, physical
access security and other appropriate technologies. One
World Propertiescontinually
reviews and enhances its security systems, as necessary.
WE
MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT
AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN
ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF
NECESSARY. One
World Properties employs
appropriate measures to assure the quality of information we collect
directly from consumers. Where One
World Propertiescollects
information directly from consumers or sources other than our
business customers, we permit them, if possible, to dispute or
correct any erroneous or out-of-date personally identifiable
information. Of course, this correction would not be possible if the
information is proprietary to one of our business customers, reflects
historical transaction information or if correction would violate the
privacy or legal rights of a third party. Where applicable, we abide
by laws related to such information. You can correct factual errors
in your personally identifiable information by sending us a written
request that credibly shows error. We reserve the right to
independently verify claims made. To protect your privacy and
security, we also will take reasonable steps to verify your identity
before making corrections. We reserve the right to assess a service
charge for providing you any information in connection with your
request.
One
World Properties WEBSITE
IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13. Our
website is not directed at children under the age of 13 and One
World Properties does
not collect or maintain information at our website from those we
actually know are under the age of 13.
WEBSITE
MAY BE LINKED TO OTHER WEBSITES One
World Properties may
create links to third party websites. One
World Propertiesis
not responsible for the content or privacy practices employed by
websites that are linked from our website.
OPT
OUT RIGHT One
World Properties may
disclose consumer information to third parties as described earlier
in this notice. Many of these disclosures are beneficial to consumers
because they permit goods and services of interest to consumers to be
offered to consumers at attractive rates. We strive to give consumers
choices about how their data will be used. You have the right to
opt-out of (direct us not to make) these disclosures when the
consumer information is about you. Of course, there are some
disclosures to third parties that are not subject to the opt-out,
such as disclosures necessary to effect, administer or enforce a
transaction requested by you, to companies that perform services for
us or to prevent fraud. When you use this service, you will be asked
whether you wish to opt out. If you wish to opt out, simply check the
appropriate box and submit your choice.
If you have any
questions or indeed comments about our Online Privacy Statement, or
for some reason believe we have not adhered to our statement, please
contact:
E-mail: One
World Propertiesinfo@1-world-properties.co.uk
We
may alter this statement as needed for certain products and services
and to abide by local laws or regulations around the world.One
World Propertiesreserves
the right to amend or modify this statement from time to time. We
urge you to review this statement whenever you visit in order to
obtain the most current statement. You may change your choices at any
time.
Contact our friendly team for more information on any deals, please call Office tel: 01654 712470